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Online BankingProducts & ServicesCalculatorsAbout Us September 4, 2010
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Central Bank inside Wal-Mart has new hours! It's now open 9 a.m. - 6 p.m. Monday through Friday and from 9 a.m. - 4 p.m. on Saturdays.
 
  Opening Deposit Minimum Balance to Avoid Fees*** Service Charges Interest Bearing
FREE Checking
$100 $0 $0 No
Regular Checking
$100 $300 or $1000 avg daily collected balance $6.00 No
NOW Checking
$100 $1,000 or $1500 avg daily collected balance $8.00 Yes
(variable)
Money Market
$100 $1,000 $8.00 Yes
(variable)
Health Savings Accounts (HSAs)
No minimum No minimum $15 set up/$15 annual Yes
(variable)
Lifestyles
(50 & Over)
$100 $2,500
(total customer relationship)
$10.00 No
Savings
$100 $300 $3.00 Yes
(variable)
"Kids Bank"
Young Savers
(17 & Under)
$10 $10
(ledger balance)
$3.00 Yes
(variable)

Savings
• $100 opening deposit.
• $300 minimum balance.
• Preauthorized and telephone withdrawals are severely limited to a total of six per month (which may be made by debit card or similar order). Unlimited ATM and in-person (teller) withdrawals.
• Interest bearing (variable).
• $3.00 balance maintenance fee when not keeping the minimum balance.
• Periodic statement- You will receive a monthly periodic statement for any savings account to or from which any electronic fund transfer occurs. You will receive a statment at least quarterly for savings accounts in which no electronic fund transfers have occurred.

Withdrawals over 6 – $1.00 per withdrawal within quarterly statement period.

• ATM/Debit card upon approval if combined with checking.
 
***Minimum balance refers to the minimum balance during the statement cycle. For Regular and NOW Checking, minimum balance is the combined minimum balances in any one or more checking and savings accounts within a customer's total relationship (CIF).
 
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P.O. Box 31 Lebanon, MO 65536 | 417-532-2151
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