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We offer Fixed Rate Mortgages! Not to mention VA Loans, USDA Rural Housing, and Investment Property & Second Home Financing! See Karen and Kathy in our Fixed Rate Mortgage Department at the Main Bank Downtown. |
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Opening
Deposit |
Minimum
Balance to Avoid Fees*** |
Service
Charges |
Interest
Bearing |
|
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$100 |
$0 |
$0 |
No |
|
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$100 |
$300 or $1000 avg daily collected balance |
$6.00 |
No |
|
|
$100 |
$1,000 or $1500 avg daily collected balance |
$8.00 |
Yes
(variable) |
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|
$100 |
$1,000 |
$8.00 |
Yes
(variable) |
|
|
No minimum |
No minimum |
$15 set up/$15 annual |
Yes
(variable) |
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$100 |
$2,500
(total customer relationship) |
$10.00 |
No |
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$100 |
$300 |
$3.00 |
Yes
(variable) |
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$10 |
$10
(ledger balance) |
$3.00 |
Yes
(variable) |
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• $100 opening deposit.
• $300 minimum balance or $1,000 average daily collected balance.
• Unlimited transactions per month.
• Non-interest bearing.
• $6.00 balance maintenance fee when not keeping the minimum balance.
• Monthly statement.
• ATM/Debit card upon approval. |
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***Minimum balance refers to the minimum balance during the statement cycle. For Regular and NOW Checking, minimum balance is the combined minimum balances in any one or more checking and savings accounts within a customer's total relationship (CIF). |
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