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Online Banking makes balancing your checkbook easy! You can actually SEE your checks! Log on and check it out!
 
  Opening Deposit Minimum Balance to Avoid Fees*** Service Charges Interest Bearing
FREE Checking
$100 $0 $0 No
Regular Checking
$100 $300 or $1000 avg daily collected balance $6.00 No
NOW Checking
$100 $1,000 or $1500 avg daily collected balance $8.00 Yes
(variable)
Money Market
$100 $1,000 $8.00 Yes
(variable)
Health Savings Accounts (HSAs)
No minimum No minimum $15 set up/$15 annual Yes
(variable)
Lifestyles
(50 & Over)
$100 $2,500
(total customer relationship)
$10.00 No
Savings
$100 $300 $3.00 Yes
(variable)
"Kids Bank"
Young Savers
(17 & Under)
$10 $10
(ledger balance)
$3.00 Yes
(variable)

***Minimum balance refers to the minimum balance during the statement cycle. For Regular and NOW Checking, minimum balance is the combined minimum balances in any one or more checking and savings accounts within a customer's total relationship (CIF).
 
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P.O. Box 31 Lebanon, MO 65536 | 417-532-2151
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