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We
want you to understand what information we collect and how
we use it. In order to provide our customers with a broad
range of financial products and services as effectively and
conveniently as possible, we use technology to manage and
maintain customer information. The following policy serves
as a standard for all Central Bank employees for collection,
use, retention, and security of nonpublic personal information.
We may collect "nonpublic personal information"
about you from the following sources:
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Information we receive from you on applications
or other loan and account forms |
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Information about your transactions with
us, our affiliates or others and |
| • |
Information we receive from third parties,
such as credit bureaus. |
"Nonpublic personal information" is nonpublic information
about you that we obtain in connection with providing a financial
product or service to you. For example, nonpublic personal
information includes information regarding your account balance,
payment history, and overdraft history.
We are permitted under law to share information about our
experiences or transactions with you or your account (such
as your account balance and your payment history with us)
with companies related to us by common control or ownership
("affiliates"). We will not disclose any information
that does not relate solely to us or our affiliates' experiences
or transactions with you or your account.
We also are permitted under law to disclose nonpublic personal
information about you to "nonaffiliated third parties"
(i.e., third parties that are not members of our corporate
family) in certain circumstances. For example, we may disclose
nonpublic personal information about you to such third parties
to assist us in servicing your loan or account with us; to
government entities in response to subpoenas; and to credit
bureaus. We do not disclose any nonpublic personal information
about you to any other third parties, except as permitted
by law.
Should you ever close your account(s) or become an inactive
customer, we will continue to adhere to the privacy policies
and practices described in this notice.
We also take steps to safeguard customer information. We restrict
access to your personal and account information to those employees
who need to know that information to provide products or services
to you. Employees who violate these standards will be subject
to disciplinary measures. We maintain physical, electronic,
and procedural safeguards that comply with federal standards
to guard your personal information.
We are privileged to have you as a customer and the service,
respect and privacy we provide you is our greatest concern.
We want our customers to understand our commitment to privacy
in our use of customer information. As a result of our commitment,
we have developed this privacy policy, which is made readily
available to our customers. Customers who have questions
about
this privacy policy notice or have a question about the privacy
of their customer information should contact
the Privacy Manager at Central Bank, P.O. Box 31, 101 W.
Commercial, Lebanon, MO 65536, call us at 417-532-2151, or
email us at centralbank@central-bank.net. |
