| In accordance with Section 326
of the USA PATRIOT Act signed October 26, 2001, Central Bank
is required to obtain a copy of the documents used in identifying
our new account customers and in identifying signatory individuals
added to an existing or new account. In some cases, identification
will be requested for those individuals banking with the Bank
prior to the effective date of the customer identification
requirements because original documentation was not obtained
with the opening of the account, or the Bank is unable to
form a reasonable belief that it knows the true identity of
the existing customer. In all cases protection of our customer's
identity and confidentiality is the Bank's pledge to you.
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